Shopping or Withdrawing Cash With Your Card
Prepaid cards use the Mastercard or Visa payment network, too, just like credit and debit cards.
To buy something, just swipe or insert the card into the reader if you’re at a retailer, or type in your card number if you’re shopping online.
Can you use a prepaid Visa card online?
Unlike traditional debit cards, however, you don’t need a bank account to use a prepaid card. Because prepaid cards are associated with major card networks – Visa, MasterCard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car, even pay bills online.
Where can I use my Visa prepaid card?
Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.
How much money can you put on a prepaid Visa card?
The daily cash load limit doesn’t apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.
Can I use a prepaid Visa to pay a credit card bill?
No. Generally speaking, you cannot make a payment to a credit card by performing a debit card or credit card transaction. If so, then you’ll be able to pay your credit card via ACH, but otherwise, your prepaid debit card cannot be used in this manner.